Send and receive money with Zelle®

Start sending money between individuals with Zelle®

It's a fast, safe and easy way to send money

Zelle is a convenient way to send money using your mobile banking app or online banking account

Whether it's saving you a trip to the ATM or taking the guesswork out of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes[note 1 ], and all you need is the recipient's email address or US mobile phone number.

Mobilize your money with Zelle.

Send

Send money fast in just a few steps.

Request

Settle up with roommates, friends and more, regardless of where they bank[note 2 ].

Split

Easily divide the check for dinner, coffee and more.

Frequently asked questions about Zelle

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the US, typically within minutes[note 1 ]. With just an email address or US mobile phone number, you can send money to people you trust, regardless of where they bank[note 2 ].

You can send money to friends, family and others you trust[note 2 ].

Since money is sent directly from your bank account to another person's bank account within minutes[note 1 ], it's important to only send money to people you trust, and always ensure you've used the correct email address or US mobile number.

You can send, request, or receive money with Zelle.

To get started, log into online banking or your mobile app, navigate to Bill Pay and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or US mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.

To send money using Zelle, simply add a trusted recipient's email address or US mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes[note 1 ].

To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"[note 3 ].

To receive money, just share your enrolled email address or US mobile phone number with a friend and ask them to send you money with Zelle.

See more FAQs

Don't have the mobile app?

Download it for free

 

App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the US and other countries. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  1. Transactions typically go through in a few minutes when the recipient's email address or US mobile number is already enrolled with Zelle.[Back - to note 1]
  2. Must have a bank account in the US to use Zelle.[Back - to note 2]
  3. In order to send payment requests or split payment requests to a US mobile number, the mobile number must already be enrolled with Zelle.[Back - to note 3]
  4. Mobile carrier fees may apply.[Back - to note 4]