9 reasons to choose Desjardins Bank

Component of Desjardins Group

Desjardins Bank, an American bank governed by U.S. laws, is a subsidiary of Desjardins Group, the largest cooperative financial group in Canada. When you’re a Desjardins Bank customer, you benefit from the same commitment that Desjardins Group makes towards its members in terms of quality service and satisfaction.

Desjardins Bank has privileged access to the Canadian market, which gives it an edge over its American competitors. It is recognized as being one of the most secure and well-managed American financial institutions.

Service in French

When you have an account at Desjardins Bank, you can count on personalized service in French at all of our branches.

ATM availability

Desjardins Bank ATMs are available 24 hours a day, in French, English and Spanish.

Free transactions at our ATMs

When you use your Desjardins Bank Debit Card at one of our ATMs, your transactions are free, subject to the limits on certain types of account.

Access to more than 1,000 Presto! ATMs

You can use your Desjardins Bank Debit Card at no additional fee to make withdrawals, transfers and balance verifications at over 1,000 Presto! ATMs found in Publix Supermarkets in the Southeast U.S.

Deposits guaranteed by the Federal Deposit Insurance Corporation (FDIC)

The funds you deposit at Desjardins Bank are guaranteed up to US$250,000 by the Federal Deposit Insurance Corporation.

Cashing of bank drafts

Only Desjardins Bank account holders can cash bank drafts, regardless of their source, at our branches.

Free cashing of travelers checks

Desjardins Bank customers can cash travelers checks or exchange Canadian money into American money free of charge.

Receiving funds from abroad

To receive funds in the United States, the USA PATRIOT Act in effect in the U.S stipulates that you must hold an account at the financial institution where you wish to receive the funds. As a Desjardins Bank customer, you can retrieve your money immediately upon presentation of your ID.