Service charges for businesses

Business

All service charges effective October 1, 2024

Account Modification Fee

  • $50

Business checking accounts

  • DBank Business monthly management fee if daily balance is under $5,000: $15
  • DBank Advantage monthly management fee if daily balance is under $25,000: $25
  • Transaction Fee: $0.20 per debit, $0.10 per credit or deposit
  • Clearing Items: $1.25 per item

Business Money Market Account

  • Monthly Management Fee if Minimum Daily Balance is under $15,000: $25

Account Statement

  • Monthly Paper Statement: $3 per statement
  • E-Statement: No charge
  • Interim Statement: $7 per statement

Returned Mail / Held Mail

  • $5 per statement

Stop Payment (valid 6 months)

  • $30 each

Overdraft/NSF Charges (including ACH debit)

  • $35 per item

Check Deposited Returned Unpaid

  • Canada: $25 each
  • Domestic: $10 each

Search/Photocopy and Account Reconciliation

  • $25 per hour (1 hour minimum)
  • Per copy: $5 each

Internal Transfers Between Desjardins Bank Accounts by Fax or Email

  • $5 each

Account Closing (open less than 6 months)

  • $50 per account

Official Checks

  • Customer: $7 each
  • Non-customer: $12 each

Cashing of Checks by Non-Customers, Traveler's Checks and Checks Drawn on Desjardins Bank

  • Under $1,000: $5
  • $1,000 and over: 1% of full check amount

Collections

  • Domestic incoming: $25
  • Incoming from foreign banks: $35
  • Domestic outgoing: $25 plus postage and insurance
  • Outgoing to foreign banks: $35 plus postage and insurance

ATM (Proprietary): Desjardins Bank / Allpoint / Presto

  • No charge

ATM (Non-Proprietary)

  • Cash Withdrawal: $3
  • Balance Inquiry: $1
  • Account Transfer: $1.50
  • POS Transaction: No charge
  • POS Refund: No charge

Debit Card Replacement (after second card)

  • $8 per card

Notary Public Service

  • $10

Dormant Account

  • $10 per month

Wire Transfers

Domestic

  • Outgoing: $25 per transfer
  • Incoming via FRB: $15 per transfer

International

  • Outgoing to Desjardins entities: $10 per transfer
  • Outgoing to other destinations: $40 per transfer
  • Incoming via Desjardins Group (or less than $3,000): $8 per transfer

Account Balance Confirmation (in writing)

  • $25 each

Levy and Garnishment

  • $100 each

Estate Settlement and Guardianship

  • $25

Currency Order

  • Paper bill: $0.40 per 100 items
  • Coin: $0.15 per roll

Currency Deposit

  • Paper bill: $2.15 per $1,000
  • Coin: $2.15 per $100 roll