Service charges

Personal

All service charges effective October 1, 2024

Returned/Hold Mail

  • $5 per statement

Stop Payment (valid 6 months)

  • $30 each

Overdraft/NSF Charges (including ACH debit)

  • $35 per item
  • Overdraft or NSF charges will be assessed each time the same item is submitted against insufficient funds

Check Deposited Returned Unpaid

  • Domestic: $10 each

Search/Photocopy and Account Reconciliation

  • $25 per hour (1 hour minimum)
  • Per copy: $5 each

Monthly Paper Statement

  • $3

E-Statement

  • $0

Interim Statement

  • $7 each

Internal Transfers Between Desjardins Bank Accounts by Fax or Email

  • $5 each

Account Closing (open less than 6 months)

  • $50 per account

Official Checks

  • Customer: $7 each

Collections

  • Domestic incoming: $25
  • Incoming from foreign banks: $35
  • Domestic outgoing: $25 plus postage and insurance
  • Outgoing to foreign banks: $35 plus postage and insurance

Levy and Garnishment

  • $100 each

Estate Settlement & Guardianship

  • $25

ATM (Proprietary)

  • No charge

ATM (Non-Proprietary)

  • Cash Withdrawal: $3
  • Balance Inquiry: $1
  • Account Transfer: $1.50
  • POS Transaction: No charge
  • POS Refund: No charge

Notary Public Service

  • $10

Dormant Account

  • $10 per month

Direct Deposit/Preauthorized Debit

  • No charge

Wire Transfers

Domestic

  • Outgoing: $25 per transfer
  • Incoming: $15 per transfer

International

  • Outgoing to Desjardins entities: $10 per transfer
  • Outgoing to other destinations: $40 per transfer
  • Incoming via Desjardins Group or less than $3,000: $8 per transfer
  • Incoming non-customer (PUPID): $35 per transfer

Account Balance Confirmation (in writing)

  • $25 each

Online Banking Setup Fee (customer)

  • No charge