NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the words
“you” and “your” we mean the following types of customers:
All of our consumer customers who have a continuing relationship with
us, such as:
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources for nonpublic personal information we
collect on our customers. We will tell you what measures we take to
secure that information.
We first define some terms.
We, our, and us means Desjardins Bank N. A.
Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that
is available from public sources, such as telephone directories or
government records.
An affiliate is a company we own or control, a company that owns
or controls us, and a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate
of ours.
THE INFORMATION THAT WE COLLECT We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information from a consumer reporting agency
We do not disclose any nonpublic personal information about you to
anyone, except as authorized by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF
YOUR NONPUBLIC PERSONAL INFORMATION We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard your nonpublic
personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED
THIRD PARTIES Since we value our customer relationship with you, we will not disclose
your nonpublic personal information to nonaffiliated third parties,
except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER
CUSTOMERS We do not disclose nonpublic personal information about former
customers.
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