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Consumer accounts

To help you choose the account best suited for you, here is an overview of account features and service charges.


Non-interest-bearing checking accounts
  • Unlimited checks and withdrawals
  • Non-interest-bearing account
  • Preauthorized payments and automatic instalments
  • Minimum opening deposit: $50
  • Monthly service charge: $5
  • Monthly statement of account
  • Unlimited checks and withdawals
  • Non-interest-bearing account
  • Preauthorized payments and automatic instalments
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account

Interest-bearing checking accounts
  • Unlimited checks and withdrawals
  • Preauthorized payments and automatic instalments
  • Interest calculated daily and paid monthly
  • Minimum opening deposit: $100
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Unlimited checks and withdrawals
  • Preauthorized payments and automatic instalments
  • Interest calculated daily and paid monthly
  • Minimum opening deposit: $100 No monthly fee if minimum daily balance is maintained in account
  • Monthly statement of account

High-yield savings accounts
  • Checks, withdrawals and deposits
  • Maximum of 6 withdrawals per month
  • Interest calculated daily and paid monthly
  • Minimum opening deposit: $1,000
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Unlimited deposits, withdrawals and checks
  • Preauthorized payments and automatic instalments
  • Interest calculated daily and paid monthly
  • Minimum opening deposit: $1,000
  • Includes additional services
  • No monthly fee if minimum daily balance is maintained in account or Certificate of Deposit of 1 year or more

Other accounts
  • Interest calculated daily and paid quarterly
  • Without check-writing privileges
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily account balance is maintained
  • Maximum of 6 debits per month
  • Maximum of 2 withdrawals per month
  • Minimum amount required varies depending on term
  • 32-day or 5-year terms
  • Interest calculated daily, but interest paid varies depending on term

Open an account at Desjardins Bank.

Find out about transactions you can make from your Desjardins Bank account.